Suluhu Sacco Society Ltd

The Suluhu M-Pesa Paybill number is 737816. Use Your member number as the account number.

Go to M-Pesa, Lipa na M-Pesa, Pay Bill, enter business number 737816, then the account. Use Your member number as the account number. Keep the M-Pesa message as your receipt.

You can dial *882# and log in with your member details to see your deposits, shares and loan balance. If you haven't registered for mobile banking, register at any Suluhu branch.

Yes: USSD *882#.

Phone: 0794056489, 0797621555 (loans enquiries), WhatsApp: 254794056489 and Email: info@suluhusaccoltd.com.

Suluhu has 3 offices in Wote, Kyuso and Garissa. The head office is at Suluhu Sacco Plaza, Kyuso Road, Mwingi.

You need: membership application form, copy of National ID card and nomination form for next of kin. You can apply online on SaccoLink and we'll send your application to Suluhu.

Loans are for members. How long you must save first, how much you can borrow against your deposits, and how many guarantors you need are set by Suluhu, so ask a branch for the loan form and current terms. If you need a guarantor from Suluhu, its SaccoLink guarantor board lets members guarantee each other.

Give Suluhu written notice. Deposits are usually refunded after a notice period once your loans and any guarantees you have given are cleared. Share capital is normally not refunded, but you can sell it to another member, for example on SaccoLink.

Yes. Suluhu is on SASRA's list of SACCOs licensed to take deposits (FOSA) for 2026, so it can offer withdrawable savings accounts as well as loans.