Taqwa Sacco Society Ltd

The Taqwa M-Pesa Paybill number is 275233. Use Member No./ID for FOSA; Mem No./ID-01 for BOSA; loan suffixes e.g. -11 business, -12 emergency, -13 school fees as the account number.

Go to M-Pesa, Lipa na M-Pesa, Pay Bill, enter business number 275233, then the account. Use Member No./ID for FOSA; Mem No./ID-01 for BOSA; loan suffixes e.g. -11 business, -12 emergency, -13 school fees as the account number. Keep the M-Pesa message as your receipt.

Ask Taqwa for a statement or about its mobile banking options. To ask, call (254) 700 33 22 11 and email customercare@taqwasacco.co.ke.

Phone: (254) 700 33 22 11, (254) 786 33 22 11, (254) 721 33 22 11 and Email: customercare@taqwasacco.co.ke.

Taqwa's head office is at Jamia Plaza, Kigali Street, Nairobi, Nairobi County.

You need: copy of National/Alien ID/Passport (birth certificate for a minor account), copy of KRA PIN certificate, coloured passport-size photographs, copy of recent payslip, letter of appointment, or M-Pesa/bank statement, membership application form and registration fee Kes 1,500 (BOSA+FOSA) or Kes 500 (FOSA only). Expect a registration fee of KSh 1,500. You can apply online on SaccoLink and we'll send your application to Taqwa.

Loans are for members. How long you must save first, how much you can borrow against your deposits, and how many guarantors you need are set by Taqwa, so ask a branch for the loan form and current terms. If you need a guarantor from Taqwa, its SaccoLink guarantor board lets members guarantee each other.

Give Taqwa written notice. Deposits are usually refunded after a notice period once your loans and any guarantees you have given are cleared. Share capital is normally not refunded, but you can sell it to another member, for example on SaccoLink.

Yes. Taqwa is on SASRA's list of SACCOs licensed to take deposits (FOSA) for 2026, so it can offer withdrawable savings accounts as well as loans.