Deposit-Taking Licensed by SASRA (deposit-taking) 2026

Thamani Sacco Society Ltd

Thamani House, Chuka Town, Tharaka Nithi County

Branches

Chuka (HQ)
Chuka
Cheera
Cheera
Chogoria
Chogoria
Kathwana
Kathwana
Kibugua
Kibugua
Marima
Marima

How to join

Bring:

  • Original ID or Passport (sighted)
  • Completed application
  • Specimen signature
  • Recent passport photo
  • ID copies
  • Registration certificate (business entities)
  • Signed terms and conditions
Apply online We send your application to the SACCO.

Member benefits

We haven't recorded Thamani's risk fund, loan cover or welfare benefits yet. Know them? Tell us.

Need a guarantor in Thamani?

Be the first on the guarantor board: members guarantee each other, and phone numbers are shared only when both agree.

Open the guarantor board

Shares for sale

None listed right now. Post a buy request or sell yours.

Thamani: questions members ask

What is the Thamani Paybill number?

Thamani hasn't published a Paybill number that we could confirm on its official channels. To ask, call +254 769 207 535, WhatsApp 254769207535 and email info@thamanisacco.or.ke.

How do I check my Thamani balance?

You can use the Thamani Sacco app and log in with your member details to see your deposits, shares and loan balance. If you haven't registered for mobile banking, register at any Thamani branch.

Does Thamani have mobile banking?

Yes: the Thamani Sacco app.

What is the Thamani contact number?

Phone: +254 769 207 535, 064 5630 545, WhatsApp: 254769207535 and Email: info@thamanisacco.or.ke.

Where are Thamani's branches?

Thamani has 6 offices in Chuka, Cheera, Chogoria, Kathwana, Kibugua and Marima. The head office is at Thamani House, Chuka Town.

How do I join Thamani?

You need: original ID or Passport (sighted), completed application, specimen signature, recent passport photo, iD copies, registration certificate (business entities) and signed terms and conditions. You can apply online on SaccoLink and we'll send your application to Thamani.

How do I get a loan from Thamani?

Loans are for members. How long you must save first, how much you can borrow against your deposits, and how many guarantors you need are set by Thamani, so ask a branch for the loan form and current terms. If you need a guarantor from Thamani, its SaccoLink guarantor board lets members guarantee each other.

How do I leave Thamani or withdraw my savings?

Give Thamani written notice. Deposits are usually refunded after a notice period once your loans and any guarantees you have given are cleared. Share capital is normally not refunded, but you can sell it to another member, for example on SaccoLink.

Is Thamani licensed by SASRA?

Yes. Thamani is on SASRA's list of SACCOs licensed to take deposits (FOSA) for 2026, so it can offer withdrawable savings accounts as well as loans.

Details from the SACCO's official website. Last checked 24 Oct 2026. Something wrong or missing? Suggest an edit.

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