Times U Sacco Society Ltd

The Times U M-Pesa Paybill number is 542400. Use ID number as the account number.

Go to M-Pesa, Lipa na M-Pesa, Pay Bill, enter business number 542400, then the account. Use ID number as the account number. Keep the M-Pesa message as your receipt.

You can dial *882# and log in with your member details to see your deposits, shares and loan balance. If you haven't registered for mobile banking, register at any Times U branch.

Yes: USSD *882#.

Phone: +254703770457, +254703769923, +254 703 769923, 064-5051191 and Email: info@timesusacco.co.ke.

Monday to Friday 8 am – 4 pm, Saturday 8 am – 12 pm, Sunday closed.

Times U has 5 offices in Mitunguu, Kariene, Githongo, Makutano and Timau. The head office is at Nkubu, KCB Road, Nkubu.

You need: aged 18+, Kenyan citizen, sound mind, good character, member application form (branch or website), copy of ID, kRA PIN certificate, entrance fee KES 600, min share capital KES 5,000 and min monthly share contribution KES 300. Expect a registration fee of KSh 600, minimum share capital of KSh 5,000 and a minimum monthly saving of KSh 300. You can apply online on SaccoLink and we'll send your application to Times U.

Loans are for members. How long you must save first, how much you can borrow against your deposits, and how many guarantors you need are set by Times U, so ask a branch for the loan form and current terms. If you need a guarantor from Times U, its SaccoLink guarantor board lets members guarantee each other.

Give Times U written notice. Deposits are usually refunded after a notice period once your loans and any guarantees you have given are cleared. Share capital is normally not refunded, but you can sell it to another member, for example on SaccoLink.

Yes. Times U is on SASRA's list of SACCOs licensed to take deposits (FOSA) for 2026, so it can offer withdrawable savings accounts as well as loans.