Torch Regulated Non-WDT-Sacco

Torch hasn't published a Paybill number that we could confirm on its official channels. To ask, call 0729 898991.

Ask Torch for a statement or about its mobile banking options. To ask, call 0729 898991.

Phone: 0729 898991, 0768 429 245.

Torch's head office is at Kenya Petroleum Refineries Premises, Changamwe, Mombasa County.

You need: common bond: present & past KPRL employees, member spouses, children of age, Torch employees, KPRL contractor staff, employees of oil marketing companies. You can apply online on SaccoLink and we'll send your application to Torch.

Loans are for members. How long you must save first, how much you can borrow against your deposits, and how many guarantors you need are set by Torch, so ask a branch for the loan form and current terms. If you need a guarantor from Torch, its SaccoLink guarantor board lets members guarantee each other.

Give Torch written notice. Deposits are usually refunded after a notice period once your loans and any guarantees you have given are cleared. Share capital is normally not refunded, but you can sell it to another member, for example on SaccoLink.

Yes. Torch is on SASRA's 2026 list of SACCOs authorised to take non-withdrawable deposits: members save deposits and share capital and borrow against them, but it doesn't run withdrawable (FOSA) accounts.