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Be the first on the guarantor board: members guarantee each other, and phone numbers are shared only when both agree.
Open the guarantor boardNone listed right now. Post a buy request or sell yours.
The Ufanisi M-Pesa Paybill number is 979150. Use FOSA deposit/loan: full FOSA account number e.g. 95040-xxxx-0000 (xxxx = member number); share deposits: member number followed by D (e.g. 2487D) as the account number.
Go to M-Pesa, Lipa na M-Pesa, Pay Bill, enter business number 979150, then the account. Use FOSA deposit/loan: full FOSA account number e.g. 95040-xxxx-0000 (xxxx = member number); share deposits: member number followed by D (e.g. 2487D) as the account number. Keep the M-Pesa message as your receipt.
You can dial *346# and log in with your member details to see your deposits, shares and loan balance. If you haven't registered for mobile banking, register at any Ufanisi branch.
Yes: USSD *346#.
Phone: 0713 690660, 0712690660, 0738690660, WhatsApp: 0713 690 660 and Email: info@ufanisisacco.co.ke.
Ufanisi's head office is at Development House, Moi Avenue, Nairobi, Nairobi County.
You need: completed Application for Membership form, aged 18 or over, within the common bond (employees of acceptable organizations admitted by the Board); spouse, children over 18 and parents in the member's household also eligible, entrance fee KES 1,000, share capital as prescribed in the by-laws and not a member of another SACCO with similar purpose. Expect a registration fee of KSh 1,000. You can apply online on SaccoLink and we'll send your application to Ufanisi.
Loans are for members. How long you must save first, how much you can borrow against your deposits, and how many guarantors you need are set by Ufanisi, so ask a branch for the loan form and current terms. If you need a guarantor from Ufanisi, its SaccoLink guarantor board lets members guarantee each other.
Give Ufanisi written notice. Deposits are usually refunded after a notice period once your loans and any guarantees you have given are cleared. Share capital is normally not refunded, but you can sell it to another member, for example on SaccoLink.
Yes. Ufanisi is on SASRA's list of SACCOs licensed to take deposits (FOSA) for 2026, so it can offer withdrawable savings accounts as well as loans.
Details from the SACCO's official website. Last checked 24 Oct 2026. Something wrong or missing? Suggest an edit.
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