Ukristo Na Ufanisi DT Sacco Society Ltd

The Ukristo Na Ufanisi M-Pesa Paybill number is 520900. Use Product keyword + 6-digit account number, e.g. SHR000001 (SHR share capital, NSV normal shares, REG registration fee, BEN benevolent, loan codes e.g. NLL) as the account number.

Go to M-Pesa, Lipa na M-Pesa, Pay Bill, enter business number 520900, then the account. Use Product keyword + 6-digit account number, e.g. SHR000001 (SHR share capital, NSV normal shares, REG registration fee, BEN benevolent, loan codes e.g. NLL) as the account number. Keep the M-Pesa message as your receipt.

You can dial *346# and use the M-SACCO app and log in with your member details to see your deposits, shares and loan balance. If you haven't registered for mobile banking, register at any Ukristo Na Ufanisi branch.

Yes: USSD *346# and the M-SACCO app.

Phone: +254207650581, +254720339673, 0720 339673, 0715 169281, WhatsApp: 254720339673 and Email: info@ukristonaufanisicoop.com.

Ukristo Na Ufanisi has 8 offices in Kiserian, Ngong, Kiambu, Limuru, Wangige, Nairobi (Kangemi), Nairobi (Utawala) and Piai (Kirinyaga). The head office is at ACK Emmanuel Church Riruta, Nairobi.

You need: copy of ID, 1 coloured passport photograph, kRA PIN copy and registration fee Kshs 500. Expect a registration fee of KSh 500 and a minimum monthly saving of KSh 1,500. You can apply online on SaccoLink and we'll send your application to Ukristo Na Ufanisi.

Loans are for members. How long you must save first, how much you can borrow against your deposits, and how many guarantors you need are set by Ukristo Na Ufanisi, so ask a branch for the loan form and current terms. If you need a guarantor from Ukristo Na Ufanisi, its SaccoLink guarantor board lets members guarantee each other.

Give Ukristo Na Ufanisi written notice. Deposits are usually refunded after a notice period once your loans and any guarantees you have given are cleared. Share capital is normally not refunded, but you can sell it to another member, for example on SaccoLink.

Yes. Ukristo Na Ufanisi is on SASRA's list of SACCOs licensed to take deposits (FOSA) for 2026, so it can offer withdrawable savings accounts as well as loans.