Non-Deposit-Taking Authorised by SASRA (non-withdrawable deposits) 2026

Unbound Regulated Non-WDT-Sacco

Mountain view, House 97, Kangemi Area, Nairobi, Nairobi County

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How to join

Most SACCOs ask for a copy of your national ID, KRA PIN and a passport photo, plus a registration fee. Confirm with Unbound.

Apply online We send your application to the SACCO.

Need a guarantor in Unbound?

Be the first on the guarantor board: members guarantee each other, and phone numbers are shared only when both agree.

Open the guarantor board

Shares for sale

None listed right now. Post a buy request or sell yours.

Unbound: questions members ask

What is the Unbound Paybill number?

Unbound hasn't published a Paybill number that we could confirm on its official channels. Visit any Unbound office to ask.

How do I check my Unbound balance?

Ask Unbound for a statement or about its mobile banking options. Visit any Unbound office to ask.

Where is Unbound's head office?

Unbound's head office is at Mountain view, House 97, Kangemi Area, Nairobi, Nairobi County.

How do I join Unbound?

Bring your national ID and KRA PIN; Unbound will tell you anything else it needs. You can apply online on SaccoLink and we'll send your application to Unbound.

How do I get a loan from Unbound?

Loans are for members. How long you must save first, how much you can borrow against your deposits, and how many guarantors you need are set by Unbound, so ask a branch for the loan form and current terms. If you need a guarantor from Unbound, its SaccoLink guarantor board lets members guarantee each other.

How do I leave Unbound or withdraw my savings?

Give Unbound written notice. Deposits are usually refunded after a notice period once your loans and any guarantees you have given are cleared. Share capital is normally not refunded, but you can sell it to another member, for example on SaccoLink.

Is Unbound licensed by SASRA?

Yes. Unbound is on SASRA's 2026 list of SACCOs authorised to take non-withdrawable deposits: members save deposits and share capital and borrow against them, but it doesn't run withdrawable (FOSA) accounts.

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