Unison Sacco Society Ltd

The Unison M-Pesa Paybill number is 884219. Use Your ID number as the account number.

Go to M-Pesa, Lipa na M-Pesa, Pay Bill, enter business number 884219, then the account. Use Your ID number as the account number. Keep the M-Pesa message as your receipt.

You can dial *882*80# and log in with your member details to see your deposits, shares and loan balance. If you haven't registered for mobile banking, register at any Unison branch.

Yes: USSD *882*80#.

Phone: 062-2031969, 0786 453 124, 0725 453 124 and Email: info@unisonsacco.co.ke.

Unison has 10 offices in Nanyuki, Nyahururu, Wiyumiririe, Kinamba, Timau, Rumuruti, Sipili, Naro-Moru, Maralal and Isiolo. The head office is at Unison Plaza, Nyeri – Nanyuki Road, Nanyuki Munici- pality.

You need: original and copy of national ID or passport, passport photograph (taken at the branch) and copy of KRA PIN certificate. You can apply online on SaccoLink and we'll send your application to Unison.

For FY2024, Unison paid 18% on share capital and 12.6% interest on deposits (source: Saccos Report Impressive Dividends Payout (Co-op News)). Rates are set each year at the AGM, so future rates may differ.

Loans are for members. How long you must save first, how much you can borrow against your deposits, and how many guarantors you need are set by Unison, so ask a branch for the loan form and current terms. If you need a guarantor from Unison, its SaccoLink guarantor board lets members guarantee each other.

Give Unison written notice. Deposits are usually refunded after a notice period once your loans and any guarantees you have given are cleared. Share capital is normally not refunded, but you can sell it to another member, for example on SaccoLink.

Yes. Unison is on SASRA's list of SACCOs licensed to take deposits (FOSA) for 2026, so it can offer withdrawable savings accounts as well as loans.