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Non-Deposit-Taking Authorised by SASRA (non-withdrawable deposits) 2026

United Women Regulated Non-WDT- Sacco

Green House Mall, Adams Arcade, Nairobi, Nairobi County
Apply to join Call WhatsApp
0711 660 129Call 0713 075 617Call 0742885000WhatsApp info@unitedwomensacco.co.keEmail unitedwomensacco.co.keWebsite DirectionsHead office

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How to join

Registration feeKSh 2,000
Minimum share capitalKSh 20,000
Minimum monthly savingKSh 5,000

Bring:

  • Open to business and professional women and men
  • Application form (vetted by the Board)
  • Beneficiary nomination form
  • Copy of ID or valid passport
  • Copy of KRA PIN certificate
  • Coloured passport size photograph
  • Initial contribution of at least KES 27,000: registration fee 2,000 (non-refundable), share capital 20,000, initial deposit 5,000
  • Minimum monthly contribution KES 5,000
Apply online We send your application to the SACCO.

Need a guarantor in United Women -?

Be the first on the guarantor board: members guarantee each other, and phone numbers are shared only when both agree.

Open the guarantor board

Shares for sale

None listed right now. Post a buy request or sell yours.

United Women -: questions members ask

What is the United Women - Paybill number?

The United Women - M-Pesa Paybill number is 994300. Use Membership number as the account number.

How do I top up my United Women - shares or deposits?

Go to M-Pesa, Lipa na M-Pesa, Pay Bill, enter business number 994300, then the account. Use Membership number as the account number. Keep the M-Pesa message as your receipt.

How do I check my United Women - balance?

Ask United Women - for a statement or about its mobile banking options. To ask, call 0711 660 129, WhatsApp 0742885000 and email info@unitedwomensacco.co.ke.

What is the United Women - contact number?

Phone: 0711 660 129, 0713 075 617, WhatsApp: 0742885000 and Email: info@unitedwomensacco.co.ke.

Where is United Women -'s head office?

United Women -'s head office is at Green House Mall, Adams Arcade, Nairobi, Nairobi County.

How do I join United Women -?

You need: open to business and professional women and men, application form (vetted by the Board), beneficiary nomination form, copy of ID or valid passport, copy of KRA PIN certificate, coloured passport size photograph, initial contribution of at least KES 27,000: registration fee 2,000 (non-refundable), share capital 20,000, initial deposit 5,000 and minimum monthly contribution KES 5,000. Expect a registration fee of KSh 2,000, minimum share capital of KSh 20,000 and a minimum monthly saving of KSh 5,000. You can apply online on SaccoLink and we'll send your application to United Women -.

How do I get a loan from United Women -?

Loans are for members. How long you must save first, how much you can borrow against your deposits, and how many guarantors you need are set by United Women -, so ask a branch for the loan form and current terms. If you need a guarantor from United Women -, its SaccoLink guarantor board lets members guarantee each other.

How do I leave United Women - or withdraw my savings?

Give United Women - written notice. Deposits are usually refunded after a notice period once your loans and any guarantees you have given are cleared. Share capital is normally not refunded, but you can sell it to another member, for example on SaccoLink.

Is United Women - licensed by SASRA?

Yes. United Women - is on SASRA's 2026 list of SACCOs authorised to take non-withdrawable deposits: members save deposits and share capital and borrow against them, but it doesn't run withdrawable (FOSA) accounts.

Details from the SACCO's official website. Last checked 24 Oct 2026. Something wrong or missing? Suggest an edit.

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Fill in a short form and we send it to the SACCO. Free.

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