Deposit-Taking Closed · opens Monday 8 am Licensed by SASRA (deposit-taking) 2026

Ushuru Sacco Society Ltd

Ushuru Sacco Centre, Wood Avenue, Kilimani, Nairobi County

Opening hours

Monday – Friday8 am – 5 pm
SaturdayClosed
SundayClosed

Branches

Kisumu Office
Lake Basin Mall, P.O Box 94, Kisumu
Mombasa Office
Customs Hse, 2nd Floor, Rm 24, P.O Box 90601, Mombasa
Eldoret Office
Kiptagich Hse, 4th Floor, P.O Box 402, Eldoret

How to join

Most SACCOs ask for a copy of your national ID, KRA PIN and a passport photo, plus a registration fee. Confirm with Ushuru.

Apply online We send your application to the SACCO.

Need a guarantor in Ushuru?

Be the first on the guarantor board: members guarantee each other, and phone numbers are shared only when both agree.

Open the guarantor board

Shares for sale

None listed right now. Post a buy request or sell yours.

Ushuru: questions members ask

What is the Ushuru Paybill number?

The Ushuru M-Pesa Paybill number is 892800. Use Your ID (number) as the account number.

How do I top up my Ushuru shares or deposits?

Go to M-Pesa, Lipa na M-Pesa, Pay Bill, enter business number 892800, then the account. Use Your ID (number) as the account number. Keep the M-Pesa message as your receipt.

How do I check my Ushuru balance?

You can dial *688# and log in with your member details to see your deposits, shares and loan balance. If you haven't registered for mobile banking, register at any Ushuru branch.

Does Ushuru have mobile banking?

Yes: USSD *688#.

What is the Ushuru contact number?

Phone: +254 020 7608700 and Email: info@ushurusacco.com.

What are Ushuru's opening hours?

Monday to Friday 8 am – 5 pm, Saturday closed, Sunday closed.

Where are Ushuru's branches?

Ushuru has 3 offices in Kisumu, Mombasa and Eldoret. The head office is at Ushuru Sacco Centre, Wood Avenue, Kilimani.

How do I join Ushuru?

Bring your national ID and KRA PIN; Ushuru will tell you anything else it needs. You can apply online on SaccoLink and we'll send your application to Ushuru.

How do I get a loan from Ushuru?

Loans are for members. How long you must save first, how much you can borrow against your deposits, and how many guarantors you need are set by Ushuru, so ask a branch for the loan form and current terms. If you need a guarantor from Ushuru, its SaccoLink guarantor board lets members guarantee each other.

How do I leave Ushuru or withdraw my savings?

Give Ushuru written notice. Deposits are usually refunded after a notice period once your loans and any guarantees you have given are cleared. Share capital is normally not refunded, but you can sell it to another member, for example on SaccoLink.

Is Ushuru licensed by SASRA?

Yes. Ushuru is on SASRA's list of SACCOs licensed to take deposits (FOSA) for 2026, so it can offer withdrawable savings accounts as well as loans.

Follow Ushuru

Details from the SACCO's official website. Last checked 24 Oct 2026. Something wrong or missing? Suggest an edit.

Join Ushuru

Fill in a short form and we send it to the SACCO. Free.

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