Utafiti Regulated Non-WDT-Sacco

Utafiti hasn't published a Paybill number that we could confirm on its official channels. To ask, call +254 729 079 546 and email utafiti@cgiar.org.

Ask Utafiti for a statement or about its mobile banking options. To ask, call +254 729 079 546 and email utafiti@cgiar.org.

Phone: +254 729 079 546 and Email: utafiti@cgiar.org.

Utafiti's head office is at ILRI Campus, Nairobi, Nairobi County.

Bring your national ID and KRA PIN; Utafiti will tell you anything else it needs. You can apply online on SaccoLink and we'll send your application to Utafiti.

Loans are for members. How long you must save first, how much you can borrow against your deposits, and how many guarantors you need are set by Utafiti, so ask a branch for the loan form and current terms. If you need a guarantor from Utafiti, its SaccoLink guarantor board lets members guarantee each other.

Give Utafiti written notice. Deposits are usually refunded after a notice period once your loans and any guarantees you have given are cleared. Share capital is normally not refunded, but you can sell it to another member, for example on SaccoLink.

Yes. Utafiti is on SASRA's 2026 list of SACCOs authorised to take non-withdrawable deposits: members save deposits and share capital and borrow against them, but it doesn't run withdrawable (FOSA) accounts.