Waumini Sacco Society Ltd

Waumini hasn't published a Paybill number that we could confirm on its official channels. To ask, call 0709 052 000 and email info@wauminisacco.com.

Ask Waumini for a statement or about its mobile banking options. To ask, call 0709 052 000 and email info@wauminisacco.com.

Phone: 0709 052 000 and Email: info@wauminisacco.com.

Waumini has 6 offices in Nairobi, Kisii, Nakuru, Kisumu, Mombasa and Meru. The head office is at Applewood Adams 2nd Floor, Ngong Road, Nairobi.

You need: introduction letter from employer (Catholic-based institution) OR form signed by the parish priest (Catholic faithful), registration fee KES 500, share capital KES 15,000 (payable KES 500/month), min monthly deposit KES 1,000 and monthly insurance risk fund KES 100. Expect a registration fee of KSh 500, minimum share capital of KSh 15,000 and a minimum monthly saving of KSh 1,000. You can apply online on SaccoLink and we'll send your application to Waumini.

Loans are for members. How long you must save first, how much you can borrow against your deposits, and how many guarantors you need are set by Waumini, so ask a branch for the loan form and current terms. If you need a guarantor from Waumini, its SaccoLink guarantor board lets members guarantee each other.

Give Waumini written notice. Deposits are usually refunded after a notice period once your loans and any guarantees you have given are cleared. Share capital is normally not refunded, but you can sell it to another member, for example on SaccoLink.

Yes. Waumini is on SASRA's list of SACCOs licensed to take deposits (FOSA) for 2026, so it can offer withdrawable savings accounts as well as loans.