Qona Sacco Society Ltd

Qona hasn't published a Paybill number that we could confirm on its official channels. To ask, call +254 111 222 226 and email info@qonasacco.com.

Ask Qona for a statement or about its mobile banking options. To ask, call +254 111 222 226 and email info@qonasacco.com.

Phone: +254 111 222 226 and Email: info@qonasacco.com.

Monday to Friday 8 am – 5 pm.

Qona's head office is at Safaricom Care Centre, Waiyaki Way, Westlands, Nairobi, Nairobi County.

You need: online registration (joinus.qonasacco.com) or membership form, passport photo, copy of ID, copy of KRA PIN certificate and phone number. Expect a registration fee of KSh 500, minimum share capital of KSh 10,000 and a minimum monthly saving of KSh 1,500. You can apply online on SaccoLink and we'll send your application to Qona.

Loans are for members. How long you must save first, how much you can borrow against your deposits, and how many guarantors you need are set by Qona, so ask a branch for the loan form and current terms. If you need a guarantor from Qona, its SaccoLink guarantor board lets members guarantee each other.

Give Qona written notice. Deposits are usually refunded after a notice period once your loans and any guarantees you have given are cleared. Share capital is normally not refunded, but you can sell it to another member, for example on SaccoLink.

Yes. Qona is on SASRA's list of SACCOs licensed to take deposits (FOSA) for 2026, so it can offer withdrawable savings accounts as well as loans.