Branch list not added yet. Add a branch you know.
Most SACCOs ask for a copy of your national ID, KRA PIN and a passport photo, plus a registration fee. Confirm with Kenya National Police.
FAQ: each member holds a minimum of 500 shares valued at KES 100 (KSh 50,000). A UBF (Utumishi Benevolent Fund) contribution of KES 350/month applies. The FAQ mentions a registration fee but does not state the amount.
Apply online We send your application to the SACCO.From Kenya National Police's website. Compare with other SACCOs
From The SACCO's website, 27 October 2026. Rates and terms change: confirm with Kenya National Police before you apply.
We haven't recorded Kenya National Police's risk fund, loan cover or welfare benefits yet. Know them? Tell us.
| Year | Dividend | Interest on deposits | Total assets | Source |
|---|---|---|---|---|
| FY2025 | 17% | 11% | KSh 66.6bn | Police DT SACCO assets hit Sh66.6bn, pays Sh4.1bn to members (Capital FM Business) |
| FY2024 | 17% | 11% | KSh 59.8bn | Kenya Police SACCO approves KSh3.9b in dividends and interest (TV47) |
| FY2023 | 17% | 11% | — | Saccos defy tough times, pay high dividends (The Star) |
As published by the SACCO, reported in the press, or shown on members' dividend payslips. Past dividends don't guarantee future ones.
Work out my Kenya National Police dividendFrom Kenya National Police's own website, checked daily. Each opens on the SACCO's site.
Stories from Kenya's co-operative press that name Kenya National Police. Each opens on the publisher's site.
Be the first on the guarantor board: members guarantee each other, and phone numbers are shared only when both agree.
Open the guarantor boardKenya National Police hasn't published a Paybill number that we could confirm on its official channels. To ask, call 0709 825 000 and email info@policesacco.com.
Ask Kenya National Police for a statement or about its mobile banking options. To ask, call 0709 825 000 and email info@policesacco.com.
Phone: 0709 825 000 and Email: info@policesacco.com.
Kenya National Police's head office is at Kenya Police Sacco Plaza, Ngara Road, Nairobi, Nairobi County.
Bring your national ID and KRA PIN; Kenya National Police will tell you anything else it needs. Expect minimum share capital of KSh 50,000. You can apply online on SaccoLink and we'll send your application to Kenya National Police.
For FY2025, Kenya National Police paid 17% on share capital and 11% interest on deposits (source: Police DT SACCO assets hit Sh66.6bn, pays Sh4.1bn to members (Capital FM Business)). Rates are set each year at the AGM, so future rates may differ.
Monthly deposits are set at 12% of your basic salary. All loans are paid out through POFOSA (the SACCO's front office). Fill in the SACCO's loan request form. (Source: Kenya National Police's website. Confirm with the SACCO before you apply.)
19 loans: Jumbo Loan, Premier Loan, Mega Loan, Super Loan, Refinancing Loan, Normal Loan, Emergency Loan, School Fees Loan, Bima Loan, Asset Financing Loan, Muslim Loan, Muslim Emergency Loan, M-Sasa, FOSA Flex, FOSA Golden, FOSA Ultra, Q-Cash, Dividend Advance and Makao Loan. Most let you borrow up to 5 times your deposits. (Source: The SACCO's website. Confirm current terms with the SACCO.)
Most Kenya National Police loans let you borrow up to 5 times your deposits, and repayments must leave you at least a third of your salary (the 2/3 rule). SaccoLink's loan calculator works out the limit and the monthly repayment.
Loans are for members. How long you must save first, how much you can borrow against your deposits, and how many guarantors you need are set by Kenya National Police, so ask a branch for the loan form and current terms. If you need a guarantor from Kenya National Police, its SaccoLink guarantor board lets members guarantee each other.
Give Kenya National Police written notice. Deposits are usually refunded after a notice period once your loans and any guarantees you have given are cleared. Share capital is normally not refunded, but you can sell it to another member, for example on SaccoLink.
Yes. Kenya National Police is on SASRA's list of SACCOs licensed to take deposits (FOSA) for 2026, so it can offer withdrawable savings accounts as well as loans.
Contact details from the SACCO's website. Last checked 24 Oct 2026. Something wrong or missing? Suggest an edit.
Fill in a short form and we send it to the SACCO. Free.
Apply to join Find a guarantor Buy sharesWork at Kenya National Police?
Manage this page: contacts, hours, M-Pesa codes and dividend rates, and see who applied to join.
Manage this page
SaccoLink